More InformationSmall loans usually require you to have a bank account, but it is not mandatory under some circumstances. If you are unemployed, retired or disabled, you do not need to have a bank account to borrow money. However, in such a case you can apply for doorstep loans only. As you put in the application, a representative will visit your home to discuss your credit needs and evaluate your repayment capacity. If approved, the representative will hand over cash on the spot. You do not need to be worried about repayment as the same representative will visit your home to collect funds on the due date.
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